Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

Annie Mueller is a columnist, blogger, ghostwriter, copywriter, and author. She has worked for 10+ years as a content strategist for small teams. Timothy Li is a consultant, accountant, and finance ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A Social Security number (SSN) is a numerical ID for U.S. citizens and residents to track ...

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