Raise your hand if you've already spent hours searching for gifts for friends and loved ones. This holiday season, skip the hunt for the perfect present and give people what they really want: money.

If you need a gift for a 16-year-old who recently got his permit, or someone who got a new car, this DIY New Driver Gift is such a fun way to celebrate that time in their lives. For more ideas, check ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Toby Walters is a financial writer, investor, and lifelong learner. He has a passion for ...